The Owner-Occupied Housing Rehabilitation Program Guidelines set forth the guidelines of the rehabilitation program available to qualified citizens and provides the basis for decisions, operating procedures, and policies in the day-to-day administration of the Owner-Occupied Housing Rehabilitation Program.

The Owner-Occupied Housing Rehabilitation Program may be funded with HOME and Lead Based Paint Hazard Control Grant Program funds.

Program Guidelines | Program Application

Downpayment Assistance Program
(First-Time Homebuyers Program)

The City of Toledo has funds available to assist homebuyers with downpayment and reasonable closing costs. Grant amount will be based on the purchase price or appraised value; whichever is less, and the Census Tract in which the property is located.

Program Information
Applications are handled by participating lenders.

Group Work Camps/Raise the Roof
(Volunteer home repairs program)

The information for this program changes each year and will be available shortly. Please check back soon for more details.

Housing Development Fund Program
(Developer's Gap Financing)

Financing is limited to gap financing. Financing will be in the form of loans for rental projects and owner-occupied housing projects developed by private developers. Grants may be provided to owner-occupied housing projects or rental projects when the owner, general partner entity that owns at least 51% of the general partnership or the managing member or managing partnership is a community housing development organization (CHDO) certified by the City of Toledo or an established non-profit organization with an IRS issued 501(c) 3 designation for certain HUD projects.

Underwriting Guidelines | Application for Rental Properties | Income Limits

Basic Toledo Homeownership Information (.xls)
Toledo Homeownership Pro Forma - No Buyer Subsidy(.xls)
Toledo Homebuyer Prequalification Worksheet (.xls)